Your challenges
The questions that matter for an SME.
Five cross-cutting challenges and a reading specific to your sector: start from your reality to identify the right questions and the services that help.
Your sector01
Human resources
Hiring, protecting, supporting absences.
Questions to ask yourself
- Are our accident and sickness insurance policies consistent with each other?
- Do we know whom to contact when an absence drags on?
- Do our employees understand their cover?
02
Growth
When the business changes size, the contracts must keep up.
Questions to ask yourself
- Are the declared payroll and activity up to date?
- Are the new sites, vehicles and equipment covered?
- Are management and the board protected in proportion to what is at stake?
03
Building sites and construction
Building, renovating or working at clients’ premises.
Questions to ask yourself
- Who insures the works during construction?
- Are neighbouring and existing buildings taken into account?
- What guarantees do our clients ask of us?
04
Mobility
Vehicles, drivers and goods on the move.
Questions to ask yourself
- Is the list of vehicles in the policy correct?
- Who drives, and for what use?
- Are the goods transported covered at their value?
05
Business continuity
What would bring the business to a halt, and how to restart.
Questions to ask yourself
- How long could we operate without our premises?
- Would an IT failure or an attack bring us to a standstill?
- Are our critical machines protected?
Your sector
Construction: coordinating site risksSeveral parties, one construction site: knowing who is responsible for what at every stage.Real estate and property management: clarifying roles, organising follow-upOne building, several responsibilities: start with each party's role.IT: connecting client commitments and continuityYour equipment matters. So do the services you promise your clients and the providers you depend on.Transport and logistics: tracking goods at every stageThe journey is only part of the risk: loading, storage and delivery matter too.Hotels and restaurants: protecting your business and employeesHospitality depends on employees, facilities and organisation working together.Retail: keeping policies in step with your stock and salesStock levels and sales channels change; your assessment of risk needs to keep pace.Industry and workshops: anticipating production dependenciesOne machine out of action can disrupt your entire production programme.Healthcare: coordinating employees, equipment and continuityDifferent activities call for their own assessment of responsibilities and continuity.
Your challenge isn’t on the list?
Every business is different. Let’s talk about yours.