Property and assets
Goods in transit
Goods on the move, in Switzerland or abroad, carried by you or by a carrier.
The essentials
When your goods are on the move, the carrier's liability is often limited. Goods in transit insurance protects the value of the goods while they travel.
We help you understand who bears the risk and when, and choose the right cover.
The situations concerned
- Regular imports or exports.
- Transport in your own vehicles.
- Taking part in trade fairs and exhibitions.
- Valuable or fragile goods.
How we support you
- Analysing the delivery terms and the transfer of risk.
- Choosing between a single-shipment policy and an annual policy.
- Preparing the documents to provide in the event of damage.
Before deciding
Points to examine
- 01The delivery terms agreed with your clients and suppliers.
- 02Carriers' liability limits.
- 03Packaging and loading.
- 04Intermediate stops and storage.
How it works
How we move forward together
- Step 1
Take stock
What you own, rent, transport or operate: we map the exposed assets and activities.
- Step 2
Analyse
Sums insured, deductibles, exclusions and conditions of cover are compared with your reality.
- Step 3
Recommend
You receive a reasoned recommendation: what is covered, what is not, and why.
- Step 4
Negotiate and place
We consult the market where relevant and check the documents issued.
- Step 5
Review
Acquisitions, relocation, a new activity: the programme is reviewed as you take your decisions.
Frequently asked questions
Your questions
Isn't the carrier liable for the damage?
It may be, but often within limits that do not cover the actual value of the goods. Goods in transit insurance closes that gap.
Who should insure: the buyer or the seller?
It depends on the agreed delivery terms. That is the first point we examine.
Are our own vehicles concerned?
Yes, goods carried in your vehicles can be the subject of specific cover, separate from the vehicle insurance.
What should we do if a delivery arrives damaged?
Document the damage immediately, lodge reservations with the carrier and inform the insurer. The time limits are short.
Related services
Useful resources
Let’s talk about your business.
A first conversation to understand your situation, with no obligation. Call us or write to us.