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MAGE & Associés

Information under Art. 45 ISA

Client information

A clear framework, a relationship of trust. Our status, our partners, our remuneration and how your data is used, all on one page.

  • StatusNon-tied insurance intermediary
  • FINMA register entry of the firmF01175858
  • RemunerationPaid by the insurance companies

01

Identity and status

M.A.G.E & ASSOCIES Sàrl is a non-tied insurance intermediary, entered in FINMA’s public register of insurance intermediaries.

Company name
M.A.G.E & ASSOCIES Sàrl
Address
Chemin du Pré-Puits 15 C, 1246 Corsier, Switzerland
Telephone
+41 22 552 22 49
Email
info@mage-associes.ch
UID
CHE-178.452.297
Commercial register
CH-660.0.777.014-2 · View the register
FINMA register
F01175858 · View the firm’s entry

02

Liability and training

Liability

MAGE & Associés is liable for errors, negligence or incorrect information provided in the course of its activity as an intermediary.

Training and continuing education

The people who advise you within the firm have the training required by law and attend the mandatory continuing education. The professional bodies recognised by FINMA ensure compliance with the statutory minimum standards.

Any request concerning the training and continuing education of the advisers may be sent to the firm: M.A.G.E & ASSOCIES Sàrl, Chemin du Pré-Puits 15 C, 1246 Corsier.

Supervisory authority

The Swiss Financial Market Supervisory Authority (FINMA) keeps the register of insurance intermediaries and monitors compliance with the obligations imposed on them by the Insurance Supervision Act (ISA). It does not settle disputes between clients and intermediaries and does not give legal advice.

The obligations of insurance intermediaries, on the FINMA website

03

Partners by line of insurance

MAGE & Associés has entered into cooperation agreements with the insurance companies and partners listed below, presented according to the lines in its information notice. The firm works with them according to the needs of each client, private individual or business, in all lines of insurance, life and non-life.

Accident and sickness

LAMal (compulsory health insurance) and LCA supplementary insurance

3 partners
  • Groupe Mutuel1920 Martigny
  • CSS1001 Lausanne
  • Helsana1213 Petit-Lancy

Accident and sickness

LAA (statutory accident insurance), LAAC (supplementary accident insurance), daily sickness allowance (PGM)

4 partners
  • Groupe Mutuel1920 Martigny
  • Visana1003 Lausanne
  • Helsana1213 Petit-Lancy
  • SWICA1001 Lausanne

Accident

LAA (statutory accident insurance), LAAC (supplementary accident insurance)

1 partner
  • SOLIDA8048 Zurich

Sickness

Daily sickness allowance (PGM)

1 partner
  • Grape insurance8005 Zurich

Accident, sickness, property, assets, vehicles, transport, travel and financial lines

Financial lines: cyber, fraud, D&O

7 partners
  • Vaudoise1001 Lausanne
  • Bâloise1212 Grand-Lancy
  • Axa1007 Lausanne
  • Zurich1023 Crissier
  • Allianz1010 Lausanne
  • Helvetia9001 Saint-Gall
  • Generali1207 Genève 3

Accidents not covered by the LAA, property and assets

1 partner
  • HDI Global SE1003 Lausanne

Transport

1 partner
  • TSM8004 Zürich

Financial lines

4 partners
  • UNIS AG8002 Zürich
  • Paul Frank – Int. LLOYD’S BROKER3602 Thun
  • Chubb8002 Zürich
  • AIG8152 Glattbrugg

Legal protection

5 partners
  • Arag1007 Lausanne
  • Orion4002 Bâle
  • Bâloise1212 Grand-Lancy
  • CAP1010 Lausanne
  • Dextra8048 Zurich

International programmes

1 partner
  • AXA XL8004 Zurich

Occupational pensions

17 partners
  • Patrimonia1003 Lausanne
  • Profond1006 Lausanne
  • SwissLife1005 Lausanne
  • Allianz1010 Lausanne
  • Axa1007 Lausanne
  • Bâloise1212 Grand-Lancy
  • Zurich1023 Crissier
  • AVENA1001 Lausanne
  • GASTROSOCIAL1920 Martigny
  • HOTELA1820 Montreux
  • STIFTUNG ABENDROT4002 Bâle
  • PAX1018 Lausanne
  • CCAP2001 Neuchâtel
  • Avanea Pensionskasse8820 Wädenswil
  • Liberty Prévoyance SA6431 Schwyz
  • finpension AG6005 Lucerne
  • PKG6005 Lucerne

Life

9 partners
  • Vaudoise1001 Lausanne
  • Bâloise1212 Grand-Lancy
  • Axa1007 Lausanne
  • Zurich1023 Crissier
  • Allianz1010 Lausanne
  • Generali1207 Genève 3
  • SwissLife8022 Zürich
  • PAX1018 Lausanne
  • Lichtenstein Life9494 Schan

04

Remuneration

For contracts concluded through it, MAGE & Associés is remunerated by the insurance companies, which pay it the usual market commissions.

Basis of calculation
A percentage of the net annual premium paid by the client, excluding federal stamp duty and any taxes.
Variations
Terms may vary from one insurance company to another and change over time, without the firm being able to influence them.
No remuneration
According to its notice, MAGE & Associés receives no remuneration on contracts concluded with Suva, with the cantonal fire insurance institution (Établissement cantonal d’assurance contre l’incendie, ECA) or with CIEPP for occupational pensions.
Indicative rates by lineNon-exhaustive list, as a percentage of the net annual premium.
Line of insuranceRate
Accident insurance under the LAA3–4%
Supplementary accident insurance (LAAC)15%
Daily sickness allowance insurance (PGM)6–8.5%
Occupational pensions (LPP)1–1.5%
Financial loss insurance, business and privateGeneral third-party liability, legal protection15%
Property insurance, business and privateBuilding, contents, electronics, office IT, business interruption15%
Transport insurance15%
Motor vehicle insurance8–12%
Engineering insurance15%
Surety / credit insurance15%

How to read this: a rate of 15% means that the company pays the firm 15% of the net annual premium of the contract concerned. It is not a percentage of the sum insured.

05

Your data in the mandate relationship

What is recorded
Only the personal data needed to provide the services agreed in the mandate entrusted to us.
In what form
Generally in electronic and/or paper form.
Disclosure
The information you give us is passed on to third parties only with your consent.

How this website handles visits is described separately in the privacy policy.

06

Framework and contact

This page reproduces the content of the firm’s information notice. It does not replace that document, which is given to you and which you confirm as part of your relationship with MAGE & Associés.

  • We analyse, explain and recommend; the decision belongs to the business.
  • Insurance benefits are provided by the insurers, under their contracts.
  • We do not give personalised legal, tax or medical advice.
  • The content of this website is for information and does not replace the review of a specific situation.

A question about this information?

+41 22 552 22 49 info@mage-associes.ch