Service family
Construction insurance
Building, renovating, extending: securing a project from permit to handover.
The essentials
A construction project brings together many parties, interlocking contracts and risks that change at every stage.
Whether you are the project owner or a construction company, we help you organise insurance and guarantees from the design stage onwards.
In this family
The services in detail
The situations concerned
- Building or extending your premises.
- Major renovation of an existing building.
- A construction company that has to provide guarantees to its clients.
- A project with several contractors and consultants.
How we support you
- Analysis of the construction contracts and the project owner's requirements.
- Organising works and liability covers.
- Obtaining the financial guarantees requested.
- Following up construction site claims.
Before deciding
Points to examine
- 01The allocation of insurance between the project owner and the contractors.
- 02Existing buildings affected by the works.
- 03Guarantee periods and when they end.
- 04Contractual requirements for guarantees.
How it works
How we move forward together
- Step 1
Understand the project
Type of works, parties involved, timetable and contracts: we start from the actual project.
- Step 2
Allocate the risks
Who insures what between the project owner, contractors and consultants? We clarify responsibilities.
- Step 3
Put in place
Covers and guarantees are placed before work starts, with checked documents.
- Step 4
Follow the site
Amendments, changes to the timetable or the amount: the arrangements follow the progress of the works.
- Step 5
Close
Handover, end of guarantees and retention of the relevant documents.
Frequently asked questions
Your questions
When should you think about insurance for a construction project?
From the preparation stage, before the construction contracts are signed. Some decisions determine the clauses to be negotiated.
Does the project owner need insurance if the contractors are insured?
The contractors' insurance does not cover all of the project owner's risks, in particular the owner's own liability or certain damage to the works. An analysis avoids blind spots.
What is a construction guarantee?
It is a financial commitment by a third party, often an insurer or a bank, in favour of the project owner. It is not property damage insurance.
Do you support construction companies?
Yes, in particular with the guarantees they have to provide to their clients and with their liability covers.
Useful resources
Depending on your sector
Let’s talk about your business.
A first conversation to understand your situation, with no obligation. Call us or write to us.