Property and assets
Fine art and valuables
Artworks, collections and precious objects displayed at the business or at the homes of its executives.
The essentials
Works displayed in offices, a corporate collection, valuables: insuring them calls for a different approach from ordinary furniture.
Valuation, display conditions and movements are at the centre of the thinking.
The situations concerned
- Works present on the business's premises.
- Lending a work for an exhibition.
- A collection built up over the years without revaluation.
How we support you
- Listing the objects and the available documentation.
- Thinking through the basis of valuation.
- Setting up suitable cover, including for transport and loans.
Before deciding
Points to examine
- 01Agreed value or value as assessed by an expert.
- 02Security and display conditions.
- 03Depreciation after restoration.
- 04Transport and temporary exhibitions.
How it works
How we move forward together
- Step 1
Take stock
What you own, rent, transport or operate: we map the exposed assets and activities.
- Step 2
Analyse
Sums insured, deductibles, exclusions and conditions of cover are compared with your reality.
- Step 3
Recommend
You receive a reasoned recommendation: what is covered, what is not, and why.
- Step 4
Negotiate and place
We consult the market where relevant and check the documents issued.
- Step 5
Review
Acquisitions, relocation, a new activity: the programme is reviewed as you take your decisions.
Frequently asked questions
Your questions
Why not include the works in the ordinary contents insurance?
Contents contracts are not always suited to works of art: valuation, limits per object and specific types of damage may be poorly taken into account.
Is an expert valuation needed?
A documented valuation is strongly recommended for valuable objects. The valuation method is discussed with the insurer.
Are loans to a museum covered?
They generally require an extension or specific cover, sometimes taken out by the borrowing institution. This should be checked before the work leaves.
Can executives' personal objects be covered?
Private objects fall under a separate private contract. We can discuss this while respecting that distinction.
Related services
Useful resources
Let’s talk about your business.
A first conversation to understand your situation, with no obligation. Call us or write to us.